Smart Treasury — Driving business performance with modern finance
Strengthen liquidity, forecast with clarity, and unlock capital for growth.
We design treasury, FP&A, and capital solutions that align finance with strategy.
From cash management to debt and equity readiness, we turn data into decisive action.
About Smart Treasury
Smart Treasury helps founders and operators build a finance engine that scales. We blend FP&A, treasury, and capital markets expertise to turn strategy into numbers, numbers into decisions, and decisions into predictable growth.
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Strategic finance leadership & fractional CFO - operating model design, planning cadence, KPI hierarchy, and board reporting that drives execution.
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Capital strategy & corporate finance - debt and equity structuring, investor materials, and liquidity/runway management for sustainable growth.
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Treasury management & cash optimization - working capital programs, policy and controls, and disciplined yield/risk across instruments and markets.
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Risk, compliance & performance analytics - scenario planning, covenant management, and dashboards that surface actionable insights and protect value.
Our methodology
Smart Treasury operationalizes finance so strategy translates into measurable results. We connect planning, capital, and risk through clear cadences, transparent dashboards, and decision frameworks—so growth is deliberate, capital-efficient, and resilient.
Finance Operating System & FP&A
Establish a planning engine with rolling forecasts, budget vs. actuals, and unit economics. Architect KPIs and rituals that align teams, expose trade‑offs, and guide capital allocation in real time.
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Investment Diligence & Portfolio Strategy
Use rigorous screening, scenarios, and risk‑adjusted returns to shape portfolio strategy. Optimize allocation, define mandates, and govern execution with thresholds that protect downside.
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Capital Structure & Funding Execution
Design flexible capital stacks across debt and equity. Prepare investor materials and execute transactions that lower cost of capital, extend runway, and preserve strategic control.
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Risk, Controls & Resilience
Implement scenario planning, liquidity buffers, and control frameworks (policies, covenants, monitoring) to safeguard cash flow, ensure compliance, and harden operations against volatility.
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Smart Treasury makes finance a growth lever—not a back office. We blend operating discipline, capital strategy, and investor‑grade reporting to optimize cash, reduce risk, and compound enterprise value.
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✔Strategic finance leadership & operating cadence: FP&A, KPI hierarchy, unit economics, and variance analysis that drive accountable execution.
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✔Capital strategy & funding readiness: debt/equity structuring, investor narrative, lower cost of capital, and extended runway.
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✔Treasury & cash performance: working capital programs, policy‑led allocation, and yield strategies with robust risk controls.
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✔Risk, compliance & resilience: scenario planning, covenant management, and control frameworks with dashboards for proactive decisions.
Frequently asked questions
We install a finance operating system: FP&A cadence, KPI hierarchy, cash management, capital planning, investor reporting, and risk controls—so leadership gets clear visibility, stronger liquidity, and a lower cost of capital.
We run a diagnostics sprint: data plumbing, baseline forecast model, KPI tree, liquidity plan, and governance rhythm. You get an execution roadmap, owners, and board‑ready reporting that ties strategy to numbers.
Yes. We design capital structures, craft investor materials, build a pipeline, model scenarios, and lead processes across debt and equity—comparing term sheets, negotiating covenants, and reducing the cost of capital.
We set policy and controls, segment cash, define counterparty limits and mandates, implement laddering and liquidity stress tests, and monitor dashboards to balance yield, liquidity, and risk.
Improved forecast accuracy, working capital wins, lower cost of capital, earlier risk flags, and board‑grade reporting that enables faster decisions and accountable execution.
What our clients say
"Smart Treasury installed a cadence‑based finance operating system—rolling forecasts, KPI dashboards, and treasury controls. We gained real cash visibility, shortened our cash conversion cycle, and lowered financing costs while funding growth from operations."
Ethan Walker
Chief Financial Officer
"Smart Treasury partnered with us on capital strategy and the investor narrative. They structured our financing, sharpened board metrics, and built reporting that stands up to diligence—resulting in stronger terms and faster execution."
Olivia Patel
Head of Corporate Development
"For our global expansion, Smart Treasury engineered a flexible capital stack and pressure‑tested scenarios across markets. Their discipline around unit economics and risk controls let us scale faster without compromising runway or governance."
Daniel Rossi
Co‑founder & CEO